The Ladli Beti Scheme in Jammu and Kashmir is designed to assist girl children from families with incomes below INR 75,000. The initiative offers a structured investment plan to enhance financial empowerment and social impact. Eligibility requires the girl child to be born on or after 01/04/2015, the annual family income to be under 75,000 INR, and the guardians to be permanent residents of Jammu and Kashmir. Required documents include address and identity proofs, birth certificate of the girl child, and bank passbook details. To apply, visit the official Service Plus portal and follow the application process for this beneficial scheme.
Ladli Beti Scheme Jammu & Kashmir Overview
TheLadli Beti Scheme Jammu & Kashmir, introduced by the Jammu and Kashmir Government, is a welfare initiative aimed at extending financial support to girl children in families with an annual income below 75,000 INR.
This scheme focuses on the financial enablement of girl children by providing investment plans divided into two phases: Phase 1 and Phase 2.
During Phase 1, which matures after 14 years, monthly contributions of 1,000 INR are made.
Ladli Beti Scheme Jammu & Kashmir: Eligibility Criteria Details
Introducing the eligibility criteria for the Ladli Beti Scheme JK, prospective applicants need to meet specific requirements to qualify for financial assistance under this initiative by the Jammu and Kashmir Government.
To be eligible, the applicant must be a girl child born on or after 01/04/2015, with a family annual income below 75,000 INR. Additionally, applicants need a sanction letter from the Child Development Project Officer (CDPO) and must be permanent residents of Jammu and Kashmir.
- The girl child must have been born on or after April 1, 2015.
- The annual income of the parents from all sources should be less than ₹75,000.
- The girl child and her family must be residents of Jammu & Kashmir.
Contribution Structure and Tenure
Within the Ladli Beti Scheme JK, the Contribution Structure and Tenure are organized to facilitate long-term financial support for eligible families with girl children.
The scheme comprises two phases, with Phase 1 lasting 14 years and Phase 2 lasting 7 years. During Phase 1, participants make monthly contributions of 1,000 INR, benefiting from recurring deposits with government contributions.
Upon Phase 1 maturity, the account shifts to a Cumulative Term Deposit, offering investment benefits. Maturity benefits are disbursed upon reaching 21 years of age or the specified timelines.
This structured approach encourages financial planning and guarantees that families receive sustained support through a well-defined investment system.
Required Documents for Ladli Beti Scheme
- Income Certificate of the parent/guardian (annual income less than or equal to ₹75,000).
- Duly filled and signed Application Form.
- Sanction Letter from CDPO (Child Development Project Officer).
- Identity Proof of the parents or legal guardians (Aadhaar Card, Passport, Voter ID Card, Driving License, etc.).
- Address Proof of the parents or legal guardians (Aadhaar Card, Voter ID Card, Utility Bills, PAN Card, etc.).
- Domicile Certificate of the parent/guardian.
- Birth Certificate of the girl child.
- Aadhaar Number of the girl child.
- Aadhaar Number of the parent/guardian.
- Recent passport-size photographs of the girl child.
- Bank Account Details (copy of the first page of the passbook).
Application Process and Support
Visit the Service Plus Portal:
- Start by visiting the official Service Plus portal. Click on the link provided: https://jansugam.jk.gov.in/.
Login:
- On the homepage, click the “LOGIN” option on the menu bar. A new login page will open.
Registration (If Not Registered):
- If you already have an account, log in using your credentials.
- If you are a new user, click on “New User? Sign up for MeriPehchaan” to begin the registration process.
Register Yourself:
- Enter basic information such as your mobile number, email address, and create a password to register.
Access the Dashboard:
- Once your account is created, click on “Skip to Dashboard.”
Apply for Services:
- On the dashboard, click “Apply for Services” on the left side of the screen.
- Search for “Application for obtaining financial assistance under Ladli Beti Scheme.”
Upload Documents:
- Upload all required documents. Ensure that you upload the original copies.
Submit Application:
- After uploading the documents, click on the “Submit” button.
Download Acknowledgement:
- Download the ACKNOWLEDGEMENT for record and reference. This will help you track the status of your application.
Provide Feedback:
- You can also provide feedback through the Rapid Assessment System (RAS).
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